Creator Agreement

1. Definitions

"Creator" means an individual or entity that publishes Content on the Platform for sale or free distribution.

"Content" means flashcard sets, decks, voice recordings, images, descriptions, translations, and any other material a Creator uploads or publishes through the Platform.

"Buyer" means a Platform user who acquires access to Content, whether for coins or for free.

"Subscriber" means a Platform user who has subscribed to a specific Creator's profile.

"Gross Revenue" means the price paid by a Buyer for a Creator's Content, expressed in the relevant currency at the time of purchase.

"Net Revenue" means Gross Revenue minus app store fees (Apple App Store or Google Play), Whop processing fees, refunds, chargebacks, and any taxes the Platform is legally required to collect or withhold at the point of sale.

"Payout Period" means the schedule on which Whop releases earnings to the Creator's Whop balance. The Payout Period depends on which storefront the underlying purchase originated on and on upstream settlement timing: Apple and Google in-app purchases settle to the Platform first, under Apple's or Google's standard settlement cadence (typically 30–60 days net of the refund window), and the Creator's share is then released by Whop to the Creator's Whop balance per Whop's standard schedule; web purchases — for which Whop acts as Merchant of Record — bypass the Platform and pay out directly via Whop. See §8 for the consequences of upstream settlement delays.

"Effective Date" means the date this Agreement takes effect for you — the date you first accept it, or, for changes, the date the new version takes effect under §21.

"Isolation Period" has the meaning given in §13.

2. Acceptance & relationship to other documents

By tapping "Accept and publish" in the in-app modal — or by clicking the equivalent button on the web — you confirm that you have read this Agreement and agree to be bound by it.

This Agreement supplements the Practice Terms of Service and Privacy Policy. Where this Agreement and the Terms of Service conflict on a matter specific to publishing or earning revenue (e.g. payouts, originality, isolation period), this Agreement controls. On all other matters, the Terms of Service control.

You also agree to Whop's own Terms of Service, which govern KYC, tax-form collection, and payout processing. Without an active Whop account you cannot receive payouts.

3. Eligibility

To publish Content for sale on the Platform you must:

• Be at least 18 years old (or the age of majority in your jurisdiction, whichever is higher). The Platform is not for minors who wish to earn revenue.
• Have completed Whop's identity verification (KYC) and provided a valid tax form (W-9 for US persons, W-8BEN/W-8BEN-E for non-US persons). As required by EU Regulation 2022/2065 (Digital Services Act) Article 30, your Whop KYC data — legal name, business identifier where applicable, contact, and the payment account used for payouts — constitutes the trader-verification record that the Platform relies on.
• Not be located in, ordinarily resident in, or operating from any jurisdiction subject to comprehensive U.S. OFAC sanctions, EU restrictive measures, or UK financial sanctions, in each case as amended from time to time. Current sanctioned-jurisdiction lists are maintained by OFAC (ofac.treasury.gov), the EU Council, and HM Treasury (gov.uk/government/organisations/office-of-financial-sanctions-implementation). You must also not be on any restricted-persons list maintained by these authorities.
• Have a Practice account in good standing — not suspended, terminated, or pending review.

4. Independent contractor status

You are an independent contractor. Nothing in this Agreement creates an employment, partnership, joint-venture, franchise, or agency relationship between you and the Platform.

You control how you create Content, when you publish, and what equipment and software you use. The Platform does not direct your work, set your schedule, or guarantee any minimum income. There are no quotas: you may publish daily, weekly, or as rarely as inspiration strikes.

Because you are an independent contractor, you are responsible for your own income taxes, health insurance, and social-security contributions (see §9).

5. Content standards & originality

All Content you publish must be original — created from scratch by you — or properly licensed to you on terms that permit you to resell it through the Platform.

You may NOT:

• Download another Creator's flashcards from the Platform (or from any third-party platform), make minor edits (translating, reordering, swapping the cover image, lightly rewording the prompts or answers), and republish them as your own. All such derivative reposts will be removed.
• Republish public-domain or third-party Content as if you created it, without adding substantial original work and without complying with the source license.
• Use generative-AI tools to mass-produce Content that copies another Creator's style, structure, or curated selection of prompts so closely that it would mislead a reasonable Buyer.
• Upload Content that infringes any copyright, trademark, trade-secret, publicity, or other intellectual-property right of a third party.
• Upload Content that is sexually explicit, child-exploitative, violently graphic, hate-speech, or otherwise unlawful in any jurisdiction where it may reasonably be accessed.
• Upload Content that misrepresents the language being taught, the difficulty level, the number of flashcards, or any other material attribute.

6. Intellectual property

You retain ownership of the Content you publish. By publishing Content on the Platform, you grant Practice a worldwide, non-exclusive, sublicensable, royalty-free license to host, store, reproduce, transmit, display, perform, distribute, and serve your Content to Buyers and prospective Buyers for the purpose of operating the Platform.

You also grant Practice a perpetual, worldwide, royalty-free, sublicensable license to use your Creator name, handle, profile photo, and excerpts of your Content for promotional purposes — across the Practice website, social-media channels, mobile app store listings, in-app discovery surfaces, and the public Partners page. This promotional license is always-on; there is no opt-out. It survives termination only for marketing materials produced before termination took effect; the Platform will not produce new marketing materials featuring you after termination.

You may unpublish a specific set at any time. Once unpublished, the set no longer appears in discovery, but Buyers who previously purchased it retain access (see §18).

7. Pricing & fair-use floor

You set the price for each Content set in coins, the Platform's in-app virtual currency. You may bundle multiple sets and sell them as a single package. You may change the price of a set or a bundle at any time.

There is one hard pricing rule: a minimum of 1 coin per 150 flashcards. A set of 300 flashcards must cost at least 2 coins; a set of 600 flashcards at least 4 coins; and so on. This fair-use floor prevents abuse of the coin economy (e.g. publishing a 10,000-card set for 1 coin in order to drain newly registered Buyers' starter coins). Publish attempts that violate the floor will be rejected by the server.

You may not bypass the floor by artificially splitting a single logical set into many small sets to evade the per-150 ratio. The Platform may consolidate or remove such splits at its discretion.

Outside the floor, you are free to run promotions, offer free sets, and adjust prices for any reason.

8. Revenue share & payouts

For every paid purchase of your Content, your earnings are 50% of Net Revenue. Net Revenue is defined in §1 — it is Gross Revenue minus Apple/Google store fees, minus Whop processing fees, minus refunds and chargebacks, minus any taxes the Platform is legally required to collect or withhold at the point of sale.

Practice retains the remaining 50% of Net Revenue. Practice may change the revenue-split percentage from time to time. We will notify active Creators by email or in-app at least 30 days before any change takes effect. Earnings accrued before the effective date keep the original percentage; only purchases made on or after the effective date use the new percentage.

Whop handles all payouts. You must link an active Whop account to your Practice profile to receive earnings. Whop pays out to your Whop balance on its standard schedule, subject to a $100 minimum and to Whop's own terms (which may require additional KYC, tax-form completion, or fraud review). Currency is USD.

Payout timing depends on settlement to the Platform from the upstream payment processors (Apple, Google, Whop, and others). If settlement to the Platform is delayed by a processor — for example because of verification holds, regulatory review, technical issues, document requests, frozen balances pending review, or extended settlement cycles — your payout will be deferred to the next monthly cycle in which the Platform has actually received the corresponding funds. The same applies if a processor freezes the Platform's balance pending document review. By accepting this Agreement you acknowledge that this is a known characteristic of multi-party marketplace flows, that a sale recorded in one month may settle one or more months later, and that the Platform is not liable for upstream delays.

Refunds and chargebacks: if a Buyer receives a refund (within Apple's, Google's, or Whop's standard refund window — typically up to 14 days, sometimes longer at the storefront's discretion) or successfully charges back a purchase, the corresponding 50% Creator share is deducted from your next payout. If the deduction exceeds the next payout, the difference carries forward.

Non-exclusivity: nothing in this Agreement prevents you from publishing identical Content on other platforms. You may also unpublish any set at any time via the in-app controls and your already-accrued earnings remain payable to you under the normal schedule.

9. Taxes

You are solely responsible for reporting your earnings from the Platform to the tax authorities of every jurisdiction in which you are subject to tax, and for paying any income, self-employment, social-security, value-added, or other tax that applies.

For US persons, Whop will issue a Form 1099-K (or equivalent) where the IRS-published threshold in effect for the relevant tax year is met. For non-US persons, Whop collects a W-8BEN/W-8BEN-E and applies treaty withholding where applicable.

Practice does not withhold or remit your income taxes. Your tax-reporting relationship is with Whop and your local tax authority. Practice only retains the records required by applicable law (typically at least 10 years).

You agree to provide Whop with accurate and up-to-date tax information and to update it within 30 days of any change.

10. Anti-fraud & prohibited conduct

You may NOT:

• Purchase your own Content through alternate accounts or coordinate with other users to inflate sales, ratings, or earnings.
• Pay for or otherwise procure reviews, ratings, follower counts, or other social-proof metrics that misrepresent the genuine reception of your Content.
• Promote third-party services, payment links, contact methods, or off-platform transactions inside your published Content. Reasonable references to your own social-media presence are permitted in your profile bio, not inside Content sold for coins.
• Operate multiple Creator accounts to bypass restrictions, share earnings, evade suspensions, or otherwise game Platform metrics.
• Use bots, traffic generators, click-farms, or other automated tools to inflate downloads, plays, or engagement.
• Run any sponsored, paid-promotion, or affiliate Content without clearly and conspicuously disclosing the arrangement in a manner compliant with the US Federal Trade Commission's Endorsement Guides (and equivalent rules elsewhere).
• Bypass the §7 fair-use pricing floor by splitting sets, hiding flashcards inside other media, or otherwise misrepresenting set size.

11. Quality & service obligations

You agree to provide accurate descriptions of your Content, including the language taught, the topic, the approximate number of flashcards, and the difficulty level. You agree to correct material errors (e.g. mistranslations, wrong audio pronunciation, broken images) within a reasonable time after becoming aware of them.

You agree to respond, in good faith and within a reasonable time, to Buyer-reported issues with your Content that Practice routes to you via support.

There is no minimum audience size to start. You may begin publishing even with no followers; you grow from there.

12. Brand & trademark usage

You may describe yourself as a Creator on Practice. You may NOT claim to be an "Official Partner", "Featured Creator", "Verified Creator", or use any similar designation suggesting a special relationship with Practice, unless we have granted that designation in writing.

Practice may use your Creator name, handle, profile photo, and excerpts of your Content in marketing materials (see §6). This includes featuring you on the Partners page, in app-store screenshots, in promotional emails, in social-media posts, and in advertising across third-party networks. This right is always-on and has no opt-out. It survives termination only for materials produced before termination took effect.

You may NOT use the Practice name, logo, or other brand assets in your own marketing in a way that suggests endorsement or partnership beyond your factual status as a Creator on the Platform. Asking "made with Practice" or "available on Practice" is fine; "officially endorsed by Practice" is not, unless we have given that endorsement in writing.

13. Subscriber-isolation grace period

When a new subscriber joins Practice via your invite, referral, or promotion, that subscriber's discovery feed is limited — for a defined period — to (a) your profile and your Content, and (b) any other Creator profile the subscriber explicitly opens. The subscriber will not see Content from Creators they have not opened.

The duration of this Isolation Period is 12 months, measured from each subscriber's first session on the Platform. The Isolation Period applies only to subscribers in their first 12 months on the Platform — it does not restrict who can discover your Content. From the moment you publish, your Content is discoverable to every Platform user who has already been on the Platform for more than 12 months (the Platform's long-term audience), regardless of which Creator first brought them in. Once a subscriber has been on the Platform for 12 months, they join the long-term audience and begin seeing Content from all Creators in normal discovery surfaces.

This rule exists so that newer Creators have time to introduce their work to the subscribers they bring in before larger Creators' Content competes for that attention, while still letting every Creator reach the Platform's long-term audience from day one. The Platform does not publish its own flashcard sets, for the same reason.

Practice may adjust the 12-month duration in the future. We will treat any change as a material change requiring 30 days' notice and a re-acceptance modal at your next publish attempt (see §21).

14. Confidentiality

Revenue figures, individual Buyer counts, internal Platform analytics, and any dashboard metrics that are not publicly displayed on your profile are confidential to Practice and may not be disclosed to third parties.

You may share your own aggregate earnings publicly (e.g. for tax reasons or to promote your own brand). You may not disclose another Creator's earnings or any non-public Platform data you may encounter (e.g. through a bug, dashboard, or support ticket).

15. Indemnification

You agree to indemnify, defend, and hold harmless Practice, its affiliates, officers, directors, employees, and agents from and against any and all claims, damages, liabilities, fines, settlements, judgments, costs, and expenses (including reasonable attorneys' fees) arising out of or related to: (a) your Content, including any claim that your Content infringes a third-party intellectual-property right or violates §5 (originality); (b) your breach of this Agreement, the Terms of Service, or any law; (c) any tax liability arising from your earnings; and (d) any claim that you have been misclassified as an employee rather than an independent contractor.

Practice will indemnify you only for losses directly caused by Practice's gross negligence or wilful misconduct in operating the Platform, and only up to the limitation of liability in §16.

16. Limitation of liability

To the maximum extent permitted by law, Practice's total liability to you under or in connection with this Agreement is capped at the greater of (a) your earnings from the Platform in the 12 months preceding the event giving rise to the claim, or (b) USD 1,000.

In no event will Practice be liable to you for any indirect, incidental, special, consequential, punitive, or exemplary damages, including lost profits, lost revenue, lost business opportunity, or loss of data, even if Practice has been advised of the possibility of such damages.

Nothing in this Agreement excludes liability that cannot be excluded under applicable law, including consumer-protection law in your country of residence.

17. Suspension & withholding

Practice may suspend or terminate your account, your ability to publish, or your access to specific features immediately and without prior notice for a material breach — including, without limitation, posting illegal content, fraud, hate speech, child-exploitative material, non-consensual intimate imagery, repeated §5 originality violations, anti-fraud violations under §10, or any conduct that poses immediate harm to other users, the Service, or third parties. For non-material, curable breaches, Practice will give you notice and a reasonable cure period (typically 30 days) before suspending or terminating.

During a suspension, Practice may withhold disputed payouts for up to 90 days. If the investigation finds in your favour, withheld funds will be released to Whop on the next normal payout cycle. If the investigation finds against you, the funds may be retained to cover Platform losses, refunds to Buyers, or third-party claims.

Statement of reasons (EU Digital Services Act, Article 17). Whenever Practice removes, demotes, restricts the visibility of, demonetizes, suspends, or terminates your Content or account, you will receive a written statement of reasons identifying: (a) the action taken and its territorial and temporal scope; (b) the facts and circumstances relied on; (c) the specific Agreement provision or legal ground; (d) the role of automated detection (if any); and (e) the redress options available to you, including the internal appeal channel at support@practiceapp.io and any out-of-court dispute settlement bodies that apply. Where the underlying matter is the subject of an active criminal investigation, certain details may be withheld for as long as required by law enforcement.

You may appeal a suspension or withholding by emailing support@practiceapp.io with a clear explanation and any supporting evidence. Practice will review appeals in good faith within a reasonable time.

18. Term & termination

This Agreement takes effect on the date you first accept it and continues until terminated by either party.

You may terminate at any time by unpublishing all of your Content and either ceasing further publishing or deleting your account (Settings → Account → Delete Account).

Practice may terminate this Agreement on 30 days' notice for any reason. Practice may terminate immediately, without notice, for a material breach of this Agreement (including any §5 originality violation, any §10 anti-fraud violation, or any law violation), or in the event that we discontinue the Service entirely.

For curable breaches (e.g. an outdated tax form, a single ambiguous case of originality), Practice will provide a 30-day cure period before terminating, and will identify the specific breach and the steps required to cure it.

On termination: your right to publish new Content ends; sets you previously published remain available to Buyers who already purchased them (their licenses survive); earnings already accrued and payable under §8 will be released by Whop on the normal schedule; the obligations in the sections listed in §19 survive. Drafts and other Content you have prepared but not yet published are stored only on your device and are not backed up to our servers; if you lose access to your device before publishing, that Content may be permanently lost, and only Content you have published through the marketplace will survive.

19. Survival

The following sections survive termination of this Agreement: §9 (Taxes), §12 (Brand & trademark usage, limited to marketing materials already produced), §14 (Confidentiality), §15 (Indemnification), §16 (Limitation of liability), §17 (Suspension & withholding, in respect of any matters arising before termination), §20 (Dispute resolution), and this §19.

20. Dispute resolution

Informal resolution: before initiating any formal proceeding, you agree to contact support@practiceapp.io with a clear description of the dispute and the relief you seek. The parties will attempt in good faith to resolve the dispute informally within 30 days.

If the dispute is not resolved within 30 days, the following applies depending on your country of residence:

United States: Any dispute arising out of or related to this Agreement will be resolved by binding individual arbitration administered by the American Arbitration Association (AAA) under its Commercial Arbitration Rules. The arbitration will take place in your county of residence or another mutually agreed location. The arbitrator's award is final and may be entered in any court of competent jurisdiction. You and Practice each waive any right to a jury trial and to participate in any class action, collective action, or representative proceeding. If for any reason this arbitration agreement is found unenforceable, the parties agree to the exclusive jurisdiction of the state and federal courts located in the State of Delaware.

Arbitration opt-out: you may opt out of the binding-arbitration and class-action-waiver provisions of this §20 by emailing support@practiceapp.io within 30 days of first accepting this Agreement, with the subject line "Arbitration opt-out" and your account email in the body. Opting out does not affect any other part of this Agreement.

EU / EEA / United Kingdom: nothing in this section limits your right as a consumer to bring claims in the courts of your country of residence under mandatory consumer-protection law that applies to you.

United Arab Emirates: any dispute that cannot be resolved informally will be submitted to the exclusive jurisdiction of the Dubai International Financial Centre (DIFC) Courts.

Other countries: any dispute will be submitted to the exclusive jurisdiction of the courts of the jurisdiction in which the Practice operator is registered (Ukraine or the United Arab Emirates, as applicable), without prejudice to any mandatory consumer-protection law of your country of residence.

21. Changes to this Agreement

We may update this Agreement from time to time. Material changes will be announced in-app or by email at least 30 days before they take effect. When a new version takes effect, the next time you attempt to publish you will see a re-acceptance modal blocking the publish action until you tap Accept.

If you do not accept the updated Agreement, you will not be able to publish new Content. Your account, your already-published Content, and Buyers' access to what they have already purchased remain unaffected. Earnings on already-published Content continue to be paid out under the previously accepted terms for that Content.

If you do not accept the updated Agreement and do not stop publishing within 30 days of the effective date, your continued attempts to publish will constitute acceptance of the updated Agreement, except that any new binding-arbitration or class-action-waiver provisions require explicit re-acceptance via the modal and are not deemed accepted by silence.

22. Notices, contact & miscellaneous

For privacy matters, contact privacy@practiceapp.io. For partnership inquiries — for example, joint promotions, BD conversations, or onboarding questions before you publish — contact partners@practiceapp.io. For general support, including Agreement questions, appeals under §17, and arbitration opt-outs under §20, contact support@practiceapp.io.

Entire agreement: this Agreement, together with the Terms of Service and Privacy Policy, constitutes the entire agreement between you and Practice regarding your participation as a Creator, and supersedes any prior agreements on the same subject matter.

Severability: if any provision of this Agreement is held to be invalid or unenforceable, that provision will be enforced to the maximum extent permissible, and the remaining provisions will continue in full force and effect.

No waiver: failure by either party to enforce any provision of this Agreement will not constitute a waiver of that provision or of any other provision.

Assignment: you may not assign this Agreement without Practice's prior written consent. Practice may assign this Agreement to an affiliate or to a successor in connection with a merger, reorganization, or sale of all or substantially all of its assets.

Governing language: the English-language version of this Agreement is the binding version. Translations into other languages are provided for convenience only; in the event of any inconsistency between the English version and a translation, the English version controls.